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State deposit and ranking data are as of June 30, 1995. At the age of 13, Doug Armstrong had an unpaid job filing x-rays at Albion Community Hospital because he was too young to join the hospital's "red vest" volunteers. Douglas federal credit union omaha. 7 percent market share); Goldsboro RMA (fourth largest with 7. On July 7 the Bank of Japan guided the overnight call money rate to a historic low of 0. § 321) to establish branch offices at the current locations of the Signet Maryland branch offices. 4204 Ebenezer Road, Baltimore, Maryland 21236 59.
Some private-sector participants have suggested another potential change—the establishment of settlement "windows" in which the settlement of federal funds transfers would be more closely synchronized, thus reducing the duration of associated overdrafts. Required reserves must be held in the form of deposits with Federal Reserve Banks or vault cash. Notificant previously received approval pursuant to section 4(c)(9) of the BHC Act to retain temporarily Alfred Berg, the United States subsidiary of Alfred Berg Holding AB, Stockholm, Sweden ("Holding AB"). Swart embodies global thinking in all aspects of her life, from hosting French interns in her home to involving high school students in fundraising for various causes. 4 Valuation profits and losses on outstanding assets and liabilities Sept. 30, 1995* Deutsche marks Japanese ven 2, 939. Omaha douglas federal credit union ebranch log in. 2439 Frederick Avenue, Baltimore, Maryland 21223 83. 19 Based on all the facts of record, including the nature of Santander's investment in First Union, relevant reports of examination on its record of performance under the CRA, and the performance record of First Union considered in the Board's order issued today and incorporated herein, the Board concludes that convenience and needs considerations, including the CRA performance records of both Santander and First Union, are consistent with approval of this proposal. 1228 N. Charles Street, Baltimore, Maryland 21201 77. 6) The Orlando banking market consists of Orange, Osceola, and Seminole Counties, the western half of Volusia County, and the towns of Clermont and Groveland in Lake County. As a student at Albion, Jones played varsity baseball, was a member of Alpha Tau Omega, and founded Albion's chapter of Fellowship of Christian Athletes.
Functional details do not sum to total outlays for calendar year data because revisions to monthly totals have not been distributed among functions. These accomplishments led to a 40-year career as a physicist with the National Institute of Standards and Technology in the U. Federal credit union ebranch. For example, South Shore Bank made 17 small business new development loans totalling $2. Protestants do not, however, provide any independent evidence to support these allegations.
These data indicated that aggregate daylight overdrafts on any given day often ran into the billions of dollars; furthermore, overdrafts for a small group of institutions often exceeded their capital by several times. Libertyville, Illinois. 5 Under the Federal Reserve Act, however, the Board may permit Edge corporations to engage through subsidiaries in such other activities abroad that the Board determines are usual in connection with the transaction of the business of banking or other financial operations abroad and are consistent with the Federal Reserve Act or the Bank Holding Company Act. Notificant proposes that Alfred Berg, in acting as a riskless principal, be permitted to enter bid or ask quotations, or publish "offering wanted" or "bid wanted" notices, on trading systems other than an exchange or the NASDAQ. He and his wife, Leenamari, reside in Marquette, Michigan. Wanting an even bigger challenge, Cassada joined the U. All of the loans were short-term, unsecured loans under $10, 000.
176 Carroll Island Road, Baltimore, Maryland 21220 14. In other areas, however, examiners noted that the bank had satisfactory levels of credit extensions in low- and moderate-income census tracts. Lastly, all but two of the loans were single payment loans, requiring no payments until maturity. Residential mortgages constituted 22 percent of United Bank's loan portfolio in 1994. These systems are not, however, designed with the high levels of security and control over the timing of payments that characterize large-value payment systems. United Bank advertises its products and services in metropolitan newspapers and in neighborhood newspapers that serve low- and moderate-income areas of United Bank's delineated community. Those were inspiring times and April's life is a response to that. Treasury Secretary 245 Blinder, Vice Chairman Alan S., statement on electronic money, 1089 Board of Governors (See also Federal Reserve System) Applications, report on processing of 596 Consumer Advisory Council New member appointments 266 Nominations for appointments, announcement 684 Litigation (See Litigation) Index to Volume 81 Pages Board of Governors—Continued Members LaWare, John P., resignation as Governor 434 List, 1913-95 627 Orders issued or actions taken by, indexes. SEIGNIORAGE AND THE BUDGET Let me start with a potential revenue issue that will arise if the stored-value industry grows large. You can use Audio Teller to: - Make balance inquiries. 5 million to Luther Place Church, for example, to provide 93 single room occupancy and family units for homeless families, financed the construction of Woodridge Place, which constructed 37 new, single-family homes for low- and moderate-income families, and loaned $5.
First, the concept of "electronic money" is not new; electronic transfer of bank balances has been with us for years. Performance, monetary policy reports 760 Statements 255, 258, 342 Edison Electric Institute 20 Edwards, Gerald A., Jr., article 817 Electronic money, statement 1089 Eller, Gregory E., article 817 Employment increases 256 Energy, U. 4820 Eastern Avenue, Baltimore, Maryland 21224 41. 16 Examiners found no evidence of prohibited discriminatory practices or of practices intended to discourage applications for the types of products set forth in the banks's CRA statements. Professor of Anthropology, University of West Georgia. Excludes international banking facilities. Beyond this initial period, a flexible rate somewhat above rates charged on market sources of funds is charged. 2 NationsBank is the fourth largest depository institution in Florida, controlling deposits of approximately $17 billion, representing approximately 10. Trust Corporation, New York, New York, and the acquisition of U. Conclusion Regarding Record of CRA Performance The Board has carefully considered all the facts of record in reviewing NationsBank's record of CRA performance. Studies that are relevant to the effect of mergers on bank efficiency may be divided into those that do and those that do not look directly at the effects of mergers.
Totals include estimates for certain holders for which only consumer credit totals are available. Also on September 20, European financial markets came under sharp selling pressure after reports of comments by several German officials sparked intensified skepticism about the viability of EMU. 41 between October 18, 1990 and June 5, 1992. 25(b)(8)(i) of Regulation Y; (3) Michigan Bank, F. B., Troy, Michigan, and thereby engage in operating a savings association, pursuant to section 225. 89 percent of the outstanding voting shares of Company. Includes loans on commercial accounts receivable, factored commercial accounts, and receivable dealer capital; small loans used primarily for business or farm purposes; and wholesale and lease paper for mobile homes, campers, and travel trailers. Includes public utilities and firms engaged primarily in such activities as communications, construction, manufacturing, mining, wholesale and retail trade, transportation, and services. All shares of First Union owned by Santander in excess of 9. This factor would apply when a 1098 Federal Reserve Bulletin • December 1995 weak or declining market is clearly a fundamental and long-term trend, and there are indications that exit by merger would be appropriate because exit by closing offices is not desirable and shrinkage would lead to diseconomies of scale. 10345 Reisterstown Road, Owings Mills, Maryland 21117 75.
Prepaid Travel Cards. 18 H. Weekly Consolidated Condition Report of Large Commercial Banks in the Lfnited States $20. See J. Morgan & Company Incorporated, 76 Federal Reserve Bulletin 26 (1990) ("J. Morgan")-, Bankers Trust New York Corporation, 75 Federal Reserve Bulletin 829 (1989) ("Bankers Trust"). Banking organizations to compete more effectively with 1. A "payments instruments" license, however, is required to issue checks at disbursements sites in California. Corporation, 81 Federal Reserve Bulletin Legal Developments of this application. 14 Domestic Financial Statistics • December 1995 FEDERAL RESERVE BANK INTEREST RATES Percent per year Current and previous levels Adjustment credit1 Federal Reserve Bank Boston New York Philadelphia Cleveland Richmond Atlanta On 11/3/95 Extended credit3 Effective date Previous rate On 11/3/95 Effective date Previous rate On 11/3/95 Effective date Previous rate 2/1/95 2/1/95 2/2/95 2/9/95 2/1/95 2/2/95 4. He completed surgical residencies at Yale University and New York University. Indecorp's subsidiary bank, Independence, received "needs to improve" ratings from the FDIC at its two most recent CRA performance examinations, as of August 29, 1994, and May 7, 1993. 9 Riskless principal transactions are understood in the industry to include only transactions in the secondary market. FEDERAL RESERVE BULLETIN. This institution currently has 1. active branches listed. After consummation of this proposal, Santander would own approximately 12 percent of the voting shares of First Union.
4 percent of market deposits. 9 2 3 4 5 6 7 Industry groupings 8 Manufacturing 9 Capacity utilization, manufacturing (percent)' 10 Construction contracts3 11 Nonagricultural employment, total4 12 Goods-producing, total 13 Manufacturing, total 14 Manufacturing, production workers 15 Service-producing 16 Personal income, total 17 Wages and salary disbursements 18 Manufacturing 19 Disposable personal income5 20 Retail sales5 Prices6 21 Consumer (1982-84=100) 22 Producer finished goods (1982=100) 5. Valued at current market exchange rates. CBE had consolidated assets of approximately $2. Includes conventional and government-underwritten loans.
Vasa misrepresented facts and defrauded the Bank each time he submitted a fraudulent loan application. 1130 Federal Reserve Bulletin • December 1995 Order Approving a Notice to Engage in the Activity of Transmitting Money within the United States Angeles, California, and Orlandi Valuta Nacional, Boulder City, Nevada (collectively, "Companies"), in the activity of transmitting money for customers to third parties within the United States and its territories ("domestic money transmission services").
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