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Friends are better when you do. Before the fine was introduced, parents and teachers had a social contract and enjoyed social norms as far as being late was concerned. However, if you want to help your friend without the potential resentment-inducing possibilities, that's still possible. Interest rate, if you're charging interest. Don't let buddies go broke. Niggas on the corner I ain't forget you niggas, my triple beam niggas. They'll, of course, verbally promise to pay you back, so smile and nod politely, but in your own heart and mind you should consider the money gone. If you're still at it, you should pay close attention! Can't tell me nothing about this crack, this weed, for my hustlin' niggas. When freelancing and friendship don't mix: a cautionary tale. Having fun on a budget is normal. When lending money to friends and family, the environment is never that punitive and they know that they can easily get away with it or call for intervention of immediate family member.
Money and friendship don't mix, but I'm still willing to hold your wallet for you if you need me to. I felt I had always been an artist living close to the bone, and I have so many friends who were living the same way. Get money not friends. I don't tell him this because I want to get the money back but he has seriously fu**ked me over by this and I am extremely angry with that prick. It took five years to get it done, but, now, our book baby, When You Lived in My Belly, is available for pre-sale and will be out on August 6th. You see, the market world is all about getting what you pay for. It helped people remain within social norms, however, market norms get introduced when gifts are given with a price tag attached. Are you willing to risk a friendship if things go wrong?
I done squeezed mad clips at these cats for they bricks and chips. Cosigning a loan for friends and family in lieu of lending them money directly can also be problematic. S/he might feel like they're being used. In the film Friends with Money, Jennifer Aniston's character Olivia expects her rich friend Franny to pay for a fitness course costing thousands of dollars. As with an institutional loan, you'd normally sign a contract and establish a schedule of monthly repayments with interest. If you're a Scrooge McDuck and want to loan friends money and charge interest while wheeling and dealing, be my guest. When you are out of money, Your lease is up. If you're not being arrested, never be seen communicating with the police. Friends and money don't mix together. Don't you know bad boys move in silence and violence? That's just how it works in this world. I sent invoice reminders; I inboxed him on social media and I even reminded him during our sporadic phone calls.
Choose your friends wisely, because you can't choose your family. Borrowing From Family and Friends to Buy a House | Nolo. Do you think they'll get their act together enough to pay you back? We often want to work with friends and family because we know them well, we trust them, and are comfortable with them. Please read our disclosure. When it's obvious an individual is living comfortably, asking them for help puts an expectation on them, suggesting as they have the means to give, they should simply comply.
Red flags were already going off in my head, but the puzzling thing was I used my prior hunches about him being financially moronic to justify his story. E. g. The Notorious B.I.G. – Ten Crack Commandments Lyrics | Lyrics. Could you help me move this couch? There's nothing worse than a deadbeat friend who borrows money in a pinch and then develops amnesia when it comes to paying back the loan. Financially, there are tax advantages, and the whole family benefits together. If a friendship is worth having, it must not begin with money.
Those who love money will never have enough. The most expensive country you ever visited? For me, that person is Jody. One thing that has always bothered me about him though is how poorly he seems to manage his finances. Friendship doesn't obligate you to bail out a chum with financial difficulties. For loans over $10, 000, interest is considered taxable income.
Money and friendship don't usually go together. So they are more likely to use this money carefully as compared to when they know they can get away with it. Lend Money Only to People You Trust. I used to like the old pound note. Caretaker did your makeup, when you passed. You probably already know you shouldn't lie about things like income and employment or falsify documents on a loan application, since the deception is considered fraud and could land you in legal trouble. Another 90 days would pass by and still no reply. In this world, social norms prevail. Most importantly, ensure your agreement is put down in writing. It doesn't change the fact that i loaned all of my "walkin around money" to a guy that swore to me that I would have it back in 10 days and then proceeded to pay the debt very little mind for nearly half a year while I get to look at pictures of his family going on lavish vacations. And bad results there were. I seriously keep a small circle of friends. Using the ad as a springboard, I sent him a congratulatory text and reminded him that I still hadn't been paid.
And if someone else is using your credit card to make purchases, you're directly responsible for any balances they rack up. Him a mix like a blender. My communication with him moved up a notch and got ever more rigid. Rule Nombre Uno: never let no one know. He didn't have problems receiving the money, but now all of a sudden he has problems sending it back. My accountant thought that I was being too gracious and that I needed to treat this as I would any other unpaid invoice — especially one for this amount. It can be a small instance like splitting a group check when you're on a budget and your friends want to act like it's bacchanal, to the larger ones like spending more on a group vacation than you're comfortable with. But it does pay for a pretty good fake of it. What's the best way to motivate your friends or neighbours to help? In early 2017, a dear friend asked if I would be willing to help, in a freelancing capacity, with his book project. She's cooked dinner for me, added my groceries to her supermarket bill and she's let me use all her beauty products, even the expensive ones with meagre amounts left. The premise of this piece is to help those who want to navigate money issues while keeping their relationships in tact. Contemplate a gift option. When an ex-friend of mine moved away, I commuted nearly two hours to visit her.
The "Barbour" jacket mentioned earlier. Shakespeare was not a fan of lending his friends money. It's filled with songs that have those nice little lines of lyrics that you memorize. However, they do result in such things as individualism, self-reliance and inventiveness.
C. determine which business unit has the greatest number of resource strengths, competencies, and competitive capabilities, and which one has the least. Answer:c. Two big appeals of a brick-and-click strategy are. A greeting card manufacturer deciding to open a chain of stores to retail its lines of greeting cards.
Retrenching to a narrower diversification base is usually undertaken when top management concludes its diversification strategy has ranged too far afield and the company can improve long-term performance by concentrating on building stronger positions in a smaller number of core businesses and industries. Diversification merits strong consideration whenever a single-business company stock. 5 A Nine-Cell Industry Attractiveness–Competitive Strength Matrix. That can be transferred to the products of other businesses. 7 denote medium attractiveness, and scores below 3.
D. unfavorable driving forces face the company's core business. E. facilitates capturing the financial fits among sister businesses (as compared to a strategy of related diversification). A. is aimed at achieving good financial fit (whereas related diversification aims at good strategic fit). As shown in Figure 8. Businesses are said to be related when their value chains possess competitively valuable cross-business relationships that present opportunities for the businesses to perform better under the same corporate umbrella than they could by operating as stand-alone entities. The best place to look for cross-business strategic fits is. A diversified company's strategy fails the resource fit test when its financial resources are stretched across so many businesses that its credit rating is impaired. Diversification merits strong consideration whenever a single-business company near me. D. is sometimes an attractive option for deepening a diversified company's technological expertise and supporting a faster rate of product innovation. E. helps the company overcome the barriers to entering additional foreign markets. Keep in mind here that the more intensely competitive an industry is, the lower the attractiveness rating for that industry. A. each business is a cash cow. Unrelated Businesses. The second company, named Mondelēz International, included all of the former company's global snack brands (Oreo, Cadbury, Nabisco, Philadelphia cream cheeses, Ritz, Triscuit, and Wheat Thins, among many others). It offers opportunities to transfer skills, expertise, technical know-how, or other capabilities from one business to another.
Does the company have adequate financial strength to fund its different businesses, pursue growth via new acquisitions, and maintain a healthy credit rating? Marketing Distribution Customer. Analyzing how good a company's diversification strategy is a six-step process: Step 1: Evaluate the long-term attractiveness of the industries into which the firm has diversified. B. Diversification merits strong consideration whenever a single-business company product page. companies offering the biggest potential to reduce labor costs. Companies pursuing unrelated diversification are often labeled conglomerates because the businesses they have diversified into range broadly across diverse industries with little or no discernible strategic fits in their value chains (as shown in Figure 8. D. Avoiding channel conflict. When new infrastructure is needed before market demand can surge.
Have no power to sustain. CORE CONCEPT Related businesses possess competitively valuable crossbusiness value chain matchups. Cross-business strategic fits represent a significant avenue for producing competitive advantage beyond what any one business can achieve on its own. The locations of the business units on the attractiveness–strength matrix provide valuable guidance in deploying corporate resources to the various business units. Screening acquisition candidates and evaluating the pros and cons or keeping or divesting existing businesses. Frequently, a company pursuing related diversification has one or more businesses with competitively valuable resources, expertise, and know-how in performing certain value chain activities that are well-suited to performing closely related value chain activities in a sister business (especially a newly acquired business). Diversification merits strong consideration whenever a single-business company A. has integrated - Brainly.com. One very important advantage of a product-information-only Web site strategy is. Are insufficient to diversify. 20 relative market share), but a 10 percent share is actually strong if the leader's share is only 12 percent (a 0. After settling on a set of competitive strength measures that are well matched to the circumstances of the various business units, weights indicating each measure's importance need to be assigned. E. has good strategic fit with a cash hog business. A. conditions in the target industry allow for profits and return on investment that is equal to or better than that of the company's present business(es). Profitable growth opportunities are typically limited in mature industries and markets where buyer demand is flat or declining.
C. that corporate resources should be concentrated on those businesses enjoying both a higher degree of industry attractiveness and competitive strength and that businesses having low competitive strength in relatively unattractive industries should be looked at for possible divestiture. Conditions in the target industry are sufficiently attractive to permit earning consistently good profits and returns on investment. C. in sales and marketing activities only. A third is rapidly changing conditions in one or more of a company's core businesses that make it desirable to expand into other industries. A. is useful for helping decide which businesses should have high, average, and low priorities in allocating corporate resources. 0, it is probably fair to conclude that the group of industries the company operates in is attractive as a whole. As a rule, all the industries represented in a diversified company's business portfolio should be judged on such attractiveness factors as.
Chapter 8 • Diversification Strategies 198. Think of diversification as a strategy. E. indicates the relative size of the businesses. 9. are not shown in this preview. 0% found this document not useful, Mark this document as not useful. Successful deployment of such capabilities raises the chance that building a portfolio of unrelated businesses will yield 1 + 1 = 3 results and thus pass the better-off test. Thus, diversification always merits strong consideration at single-business companies when industry conditions take a turn for the worse and are expected to be long-lasting.